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Research

Position papers and theoretical analysis.

The diagnostic work behind Kōtsū's consumer-reporting practice. Where the Practical Safety Trials will measure runtime enforcement file by file on each FCRA workflow, the papers here characterize the structural problem and the regulatory frame the FCRA enforcement is built on.

  • Position paper 2026

    The Specification Drift Problem in Consumer Reporting

    What agentic screening can be made to enforce under the FCRA, and what it cannot.

    A diagnostic of the enforcement gap in agentic employment and tenant screening — separating the bright-line FCRA obligations a runtime can gate from the reasonableness judgments it can only route and record, and naming the three drift mechanisms that compound them. Three composite case studies, each tied to documented precedent.

    Read overview →

Runtime FCRA enforcement for consumer reporting agencies.

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Research

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⊨ The proof is the product.